Looking for home coverage? Why do you need homeowners insurance?

It’s really all about protecting yourself financially if an unexpected event occurs to your home or possessions.

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and its contents.

Homeowners insurance is a package policy. This means that it covers both damage to your property, and your liability or legal responsibility for any injuries and property damage that you or members of your family cause to other people. This includes damage caused by household pets.

It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Your agent will go over your policy with you to make certain that you know exactly what's included and what is not.

Basic Protection Covers:

• Your home

• Other buildings or structures on your property

• Your personal belongings - furniture, clothing, appliances, etc.

• Additional living expenses

• Your personal legal liability

Special features you may add to your policy for greater protection include:

• Home Replacement Guarantee

• Replacement Cost on Contents

• Abrupt Collapse

No matter whether you live in a house, townhouse or condominium, you need an insurance policy that will protect your investment and provide you with the means to fix or replace your dwelling and your possessions.

We offer specialized coverage to help protect and restore your valuable assets in the event of a loss. An important factor in protecting your home or property is making sure your assets are insured to value.

Give us a call at (901) 302-4611 for more information about home insurance, or to receive your free quote.